OUR TEAM

Krishnan Subramanian
Founder

Krishnan is a veteran in the Retail Loans industry having spent over 23 years in this space. He has had major stints with HDFC Ltd, ICICI Ltd, IndiaInfoline and has held leadership positions across Business and Credit. He was a founding employee with Apnaloan.com which was one of the early online marketplaces for Financial Services way back in 2000. He successfully sold his first entrepreneurial venture in the Financial Services distribution space to India Infoline way back in 2008 and has served on the Board of the NBFC arm of India Infoline Ltd. Krishnan completed his Post Graduation in Finance (MMS) from Mumbai University in the year 1995.

Ramaswamy Subramanian
Co-Founder & CEO

Ramas has over 23 years of experience across the BFSI industry. He has worked with major brands such as HDFC Bank, Reliance Mutual Fund, Reliance Capital, IndiaFirst Life Insurance. His only stint outside of Financial Services was with Aimia, a global leader in the area of consumer loyalty and analytics. He has strong cross-functional leadership experience across Sales & Distribution, Product, Marketing, Operations, Technology, Project Management &Business Process&has been an integral part of several new business launches across Loans, Insurance and Mutual Funds. Ramas completed his Post Graduation in Finance (MMS) from Mumbai University in the year 1995.

Vinayak Khadye
Chief Digital Officer

Vinayak comes to Finanzmart with over 23 years of experience in delivering Digital Technology initiatives across BFSI, Retail, Auto sectors. He has the perfect blend of having worked on the Consulting side with PWC, IBM and Savvion as well as on the Manufacturing side with IndiaFirst Life Insurance, Birla Sun Life and Reliance Life. Vinayak too has prior entrepreneurial experience with Navitus - a successful venture in the e-learning space. He has won several accolades and recognition for his contribution in the Technology space. Vinayak completed his Post Graduation in Finance (MMS) from Mumbai University in 1996.

Mukesh Kanojia
AVP – HR and Admin

Mukesh brings over 12 years of rich experience in Human Resources across Pharmaceuticals, Stock Broking and BFSI Industry. Prior to Finanzmart, he has worked with Aurobindo Pharmaceuticals, GE Money and India Infoline (IIFL). His last assignment was with Muthoot Fincorp Ltd where he was responsible for HR and Admin for West Zone managing 1300 employees across 365 branches in over 200 cities. Mukesh completed his MBA specializing in HR from Mumbai University in the year 2008.

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